The zero.

, and traders should operate out of that office as if the building had been on fireplace. She said many of the most important financial issues facing people are things a financial agent cannot help them with, such as choosing a lifestyle partner. That will matter even more for your financial security than anything a monetary adviser can perform.

If you have any relevant queries or worries, feel free to call me. While cash and credit cards are likely here to stay, so are digital wallets – partly because they allow customers to influence one of their all-time favorite playthings, the smartphone. Provide offers, whether a percent off the expenses or an up-sell as another motivation for upfront or early payment.

Carry less inventory. You frequently have to give up something to get something you want. The longer the period between the date you issue an invoice and the date you receive payment, the lesser your bank account balance can sink.